8 Things NOT to Do Before Purchasing a Home

When wanting to purchase a home, it’s important to know how the mortgage process works and what to do. Preparing yourself before applying for a mortgage will put you in a better position to buy and maximize your approval amount. So, while it’s important to know the do’s, it’s as equally important to know the dont’s.

1. Don’t apply for a new credit card.
2. Don’t buy a new car.
3. Don’t go buy new furniture until you own your new home.
4. Avoid getting a new job.
5. Don’t close any credit accounts.
6. Don’t spend your savings. Keep saving.
7. Don’t move your money around without a paper trail.
8. Don’t get behind on payments.